Attention homeowners in Port Richey and Pasco County: Get an Appraisal today!

Check out the top 7 reasons FL homeowners use ARPL Real Estate:

Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
To challenge a FL property tax assessment
Remove PMI to reduce a mortgage payment
Reinstate their Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
In the case of a FL divorce, where real estate property needs to be divided
Settle an estate in FL by determining the true market value of real estate in question

Own a house in or near Port Richey , FL and need help deciding the value of it?
Contact ARPL Real Estate.

At ARPL Real Estate, we understand the particular needs of a consumer in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much your house is worth. Interested buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value judgement than yours.

Appraisals to remove PMI

A popular way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are veterans in helping customers just like you dismiss unwanted PMI insurance.

Challenging a property tax assessment

Lets say you live in a local area that is going down -- your local tax assessor may have your house overvalued. That only means you're most likely paying more taxes than you should. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from ARPL Real Estate is your chief weapon.

Recently got a freeze your HELOC?

Your lender may decide to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow point of view. ARPL Real Estate can help you reinstate your home equity line of credit with an expert appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Have you just accepted a copy of your appraisal and you would wish to have a professional double-check it for verity or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? ARPL Real Estate offers field reviews where we go out and check the subject and comps in question. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. Even though this is usually requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your home.